Our Loan Programs     Home Equity Loans (Home Equity financing)

A Home Equity Loan (HEL) is a loan secured by the portion of your home's value you own outright. That's defined as the difference between your home's appraised value and your current mortgage balance. Because homes generally hold or grow in value over time, HEL rates tend to be very low. They're always lower than credit cards and most consumer loans

Please fill out the application below and one of our loan officers will contact you within 24 hours.
For any additional information do not hesitate to call toll free 1-866-3257366

Your Property Information
1. Enter the State and Zip code of property.

State, Zip
2. What is the property type (Single-family detached home,Town home, Condominium, Cooperative, Multiple-family dwelling or Mobile home)?
3. For what purpose do you use this property (investment property, primary residence, second home or vacation property)?
4. What is the estimated value of the property? $
5. What is the current 1st mortgage balance on the property? $
a. What is the monthly payment? $
b. What is the interest rate?  %
6. Do you have any additional mortgages (2nd mortgage, line of credit) on the property (excluding the 1st mortgage) ?
a. What is the total balance of the additional mortgages? $
b. What is the total monthly payment? $
7. Which mortgage(s) do you wish to refinance (existing 1st mortgage, additional mortgage(s)
only, all existing mortgages or new 1st mortgage)?
8. How much additional cash do you wish to borrow? $
9. What type of rate would you prefer(Fixed Rate or Adjustable rate ARM)?
10. What loan term would you like?
11. What is your gross annual income?
(Include co-borrower's income, if applicable.)

Click here for loan calculator 		$ Per Year
12. How much do you owe each month?
 Include all monthly obligations for yourself and your co-borrower (if applicable) ,such as credit cards, vehicle loans, child support, etc. (exclude housing). 		$ Per Month
13. Have you declared bankruptcy in the last 3 years?
14. What is your current occupational status?
15. Closing date?
 
 
Your Contact Information
First Name*  
Last Name*  
E-mail*  
Home phone#  
Business phone#   Ext
How do you want us to contact you?
    E-mail      Telephone
If telephon call:
8am-12pm      12-6pm      after 6pm
   

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