Bad Credit No Credit 100% Loan 100% LOANS AND MORTGAGES FOR NO CREDIT/BAD CREDIT HOME BUYERS - NO MONEY DOWN HOME LOAN PROGRAMS 0 (ZERO) DOWN HOME LOAN PROGRAMS FOR BUYERS WITH NO CREDIT/BAD CREDIT - FEATURES: - Designed for credit challenged borrowers - Full, fast and stated income options available - No liquid asset reserves required - 100% CLTVs with outside second available - Generally, source and seasoning of funds is not required - No mortgage insurance required - Flexibility on payoff of adverse accounts - Attractive prepayment penalty option available


Our Loan Programs     Bad Credit & No Doc Mortgage

Mortgage Loans for Buyers with Less Than Perfect Credit
Do you want to buy a home but have bad credit and no money for a down payment? We offer a variety of options designed for borrowers with bad credit, including mortgage loans with no money down (100% mortgage). Our 100% loans are available for purchase, refinance, and cash out.
Usually, we do not require any liquid asset reserves, and no source or seasoning of funds. And because it is a 100% loan, you do not need mortgage insurance which further lowers your monthly payments.
100% financing is now available for almost all borrowers and almost all types of properties. It has become one of the most popular options, especially among first-time buyers, because it requires no down payment. Even with an adverse credit score, you can start building home equity and wealth with your new home purchase with a 100% mortgage loan.

Please fill out the Bad Credit Loan application below and one of our loan officers will contact you within 24 hours. For any additional information do not hesitate to call toll free 1-866-3257366.

Please note: questions 5 through 8 and 11 are not applicable for this type of loan.

Your Property Information
1. Enter the State and Zip code of property.

State, Zip
2. What is the property type(Single-family detached home,Town home, Condominium, Cooperative, Multiple-family dwelling or Mobile home)?
3. For what purpose do you use this property (investment property, primary residence, second home or vacation property)?
4. What is the estimated value of the property? $
5. What is the current 1st mortgage balance on the property? $
a. What is the monthly payment? $
b. What is the interest rate?  %
6. Do you have any additional mortgages (2nd mortgage, line of credit) on the property (excluding the 1st mortgage) ?
a. What is the total balance of the additional mortgages? $
b. What is the total monthly payment? $
7. Which mortgage(s) do you wish to refinance?
8. How much additional cash do you wish to borrow? $
9. What type of rate would you prefer(Fixed Rate or Adjustable rate)?
10. What loan term would you like?
11. What is your gross annual income?
(Include co-borrower's income, if applicable.)

$ Per Year
12. How much do you owe each month?
 Include all monthly obligations for yourself and your co-borrower (if applicable) ,such as credit cards, vehicle loans, child support, etc. (exclude housing). 		$ Per Month
13. Have you declared bankruptcy in the last 3 years?
14. What is your current occupational status?
15. Closing date? (MM/DD/YYYY)
 
 
Your Contact Information
First Name*  
Last Name*  
E-mail*  
Home phone#  
Business phone#   Ext
How do you want us to contact you?
    E-mail      Telephone
If telephon call:
8am-12pm      12-6pm      after 6pm
   

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